Credit Report Request

Personalised Credit Report & Analysis

Get Expert Insights to Improve Your Credit Score

Take control of your financial future with our exclusive credit report and analysis service, designed specifically for members of our Credit Repair Course. By requesting your personalised credit report, you'll gain valuable insights into your current credit standing and receive expert recommendations tailored to your unique financial situation.

Request For Credit Report

IMPORTANT:

1. You can request and access one new credit report per month.
2. You can request a new credit assessment once every 2-3 months

Consent to Perform Credit Check

Important: By submitting your request you consent that and authorise Debt 101 trading as Credit Fix:

To contact, request and obtain credit information (for the avoidance of doubt this includes any and all information held on my profile by Experian South Africa (Pty) Ltd (“Experian”) including payment profile information) from Experian (a registered credit bureau) to verify my identity, perform an assessment of my behaviour, profile, payment patterns, indebtedness, whereabouts, and creditworthiness or another related purposes in any format (including in pdf, xml or raw data string) available from Experian and to continuously access my information from Experian for as long as I may have a relationship with the Company,
Make any reasonable enquiries to verify and research any details provided by me to the Company;
To access the information in any format, including online, batch and raw xml string and I consent that the enquiry should not be displayed on my credit profile if the enquiry was not performed for credit application purposes;
To submit my information, including payment profile and default information and any other relevant information, to Experian and to allow Experian to release the information for lawful purposes to third parties.

Please Read The Terms and Conditions for My Credit Fix Membership Program

Introduction

Welcome to the My Credit Fix Membership Program. By subscribing to our membership, you agree to be bound by these Terms and Conditions. Please read them carefully before completing your purchase.

Membership Details

Monthly Fee as charged.
Cancellation: You may cancel your membership at any time without any cancellation fees. To cancel, please contact our customer support team or use the cancellation option in your account settings.

Payment Terms

Billing Cycle: The membership fee will be billed monthly on the same calendar day as your initial subscription date. For example, if you subscribe on the 5th of the month, subsequent payments will be deducted on the 5th of each following month.
Payment Method: You must provide a valid payment method at the time of purchase. By subscribing, you authorise us to charge your payment method for the monthly membership fee on the specified billing date.
Failed Payments: If a payment is not successfully settled, due to expiration, insufficient funds, or otherwise, we may suspend your access to the membership until we have successfully charged a valid payment method.

Refund Policy

Refunds: We do not offer refunds for any membership fees already paid. If you cancel, you will retain access to the membership benefits until the end of your current billing cycle.

Membership Benefits

Access: As a member, you will have access to all resources and tools outlined in the membership program description.
Changes to Benefits: We reserve the right to modify the benefits included in the membership at any time. We will notify you of any significant changes.

User Responsibilities

Account Security: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Prohibited Use: You agree not to use the membership for any unlawful or prohibited activities.

Termination

Termination by Us: We reserve the right to terminate or suspend your membership at our discretion, without notice, if you violate these Terms and Conditions or engage in fraudulent or illegal activities.

Changes to Terms

We may update these Terms and Conditions from time to time. We will notify you of any changes by posting the new terms on our website. Your continued use of the membership after any such changes constitutes your acceptance of the new Terms and Conditions.

Contact Information

For any questions or concerns regarding these Terms and Conditions, please contact our customer support team at [email protected]

Data Sharing and Marketing Consent

Consent to Share Information with Third Parties
By providing your personal information to us, you agree that we may share your information with carefully selected third parties for the purpose of providing you with services or products that may be of interest to you. This may include but is not limited to, financial service providers, credit bureaus, and other relevant partners. We ensure that any third parties with whom we share your information adhere to strict data protection standards and will only use your data in accordance with the relevant laws and for the intended purpose.
Use of Information for Marketing Purposes
You hereby consent to the collection, use, and processing of your personal information for direct marketing purposes. This may include communicating with you via email, SMS, telephone, or other forms of communication to inform you about products, services, or special offers that may benefit you. You may opt out of such communications at any time by following the opt-out instructions provided in the communication or by contacting us directly.
Data Protection
We are committed to protecting your privacy and handling your personal information with care. Your personal information will be processed in accordance with the provisions of the Protection of Personal Information Act (POPIA) and any other applicable data protection regulations.
Right to Withdraw Consent
You have the right to withdraw your consent for us to share your personal information or use it for marketing purposes at any time. To withdraw your consent, please contact our customer service team at [email address or phone number]. Please note that withdrawing your consent may limit the services or offers we can provide to you.

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes arising from these terms will be resolved in the courts of South Africa.